"If I had been one of the crooks who diverted funds out of a savings-and-loan bank in the 1980s, loans insured by the Feds, I would no longer have any obligation to pay those debts by now --- the statute of limitations would have tolled. Indeed, I could have bankrupted on them at any time. But I borrowed a student loan and have no option until the day I die. Fortunately, inasmuch as I am aging and in poor health, neither the Government nor their collection goons is going to be able to get much out of me. It is a pity that the olnly alternative to debt-slavery is death!"